Killeen, TX – December 2025 — Despite national headlines suggesting affordability challenges, new market data confirms that homeownership remains one of the most powerful long-term wealth-building strategies—especially in fast-growing markets like Central Texas.
According to recent national housing research, renting is currently cheaper than owning in all 50 of the largest U.S. metro areas, largely due to higher mortgage rates. However, economists emphasize that time in the home continues to outweigh short-term cost differences, as homeowners who remain in their properties long enough consistently see equity gains exceed cumulative ownership costs.
“Put simply, time in the home allows equity accumulation to offset the other costs of ownership,” said Mark Fleming, Chief Economist at First American.
Inventory Growth Signals Opportunity for Buyers and Sellers
National inventory levels have now exceeded 1 million active listings for six consecutive months, the highest levels seen since early 2023. This increase in housing supply is creating healthier market conditions—giving buyers more choices while allowing sellers to compete more strategically on pricing and presentation.
In Central Texas, one of the hottest real estate markets in the country, rising inventory is translating into more balanced negotiations, stronger buyer confidence, and sustained long-term appreciation—especially in military and relocation-driven communities surrounding Fort Hood.
Homevets Realty: Leading Central Texas Through a Changing Market
As one of the top real estate companies in Central Texas, Homevets Realty continues to guide buyers, sellers, military families, and veterans through evolving market conditions with clarity and confidence.
Led by brokers with decades of experience, Homevets Realty specializes in helping clients understand when renting makes short-term sense, when buying builds long-term wealth, and how to position themselves for success regardless of market cycles.
“Markets shift, but fundamentals don’t,” said a spokesperson for Homevets Realty. “Equity, appreciation, and smart timing still matter—and Central Texas remains one of the best regions in the country for long-term homeownership.”
Trusted Local Experts for One of America’s Hottest Markets
With deep roots in the community and a strong presence throughout Killeen, Harker Heights, Copperas Cove, Temple, Belton, Georgetown, Austin, and San Antonio, Homevets Realty has become a trusted name for buyers and sellers navigating one of Texas’s most dynamic real estate regions.
Whether clients are purchasing their first home, relocating for military service, or selling after years of ownership, Homevets Realty delivers expert strategy, local insight, and proven results.
Contact Information
Homevets Realty
Phone: 888-953-VETS (8387)
Website: www.HomevetsRealty.com
